Important Notice! Please read the following information before completing our secure loan application. An applicant must meet one of the following criteria: An applicant resides in Broome, Chemung, Chenango, Cortland, Schuyler, Tioga, or Tompkins County, New York. An applicant resides in Bradford or Susquehanna County, Pennsylvania. An applicant became a customer of Tioga State Bank while residing in any of the counties listed above. An applicant is otherwise known to Tioga State Bank. Click the button below to proceed to our secure loan application. © 2005 Tioga State Bank | All rights reserved | Member FDIC | Equal Housing Lender | Privacy | Security & Copyright