January 2012
Contact: Kim Depew, Marketing Manager 607-565-3570, ext. 0721
Go Local By Banking At Tioga State Bank
As many of the nation’s consumers consider switching banks, the Independent Community Bankers of America (ICBA) and Tioga State Bank are reminding them that now is the perfect time to join the “go local” movement. By banking with Tioga State Bank, one of the area’s only independent community banks, consumers will realize the litany of benefits that come with banking with a community bank. Some of those benefits include a relationship-based banking experience, superior customer service and the pride that comes with reinvesting in one’s community.
“Tioga State Bank is not only invested in our community, but also in our customers,” said Robert M. Fisher, President & CEO of Tioga State Bank. “Our doors are open, and we welcome people to go local and see the community banking difference for themselves.”
Community banks, like Tioga State Bank, improve America’s communities by funding nearly 60 percent of all small businesses under $1 million and by using local dollars to help families purchase homes, buy a car, finance college and build financial security. By driving local economies and creating local jobs, community banks are an integral part of our financial system and play a key role in our nation’s economic recovery.
“By going local and banking locally with your community bank, consumers can make a real difference in the lives of their neighbors and the future of their community,” said Sal Marranca, ICBA chairman. “They’ll be making a hometown investment they can be proud of. After all, the money they deposit in their community bank will be invested in ways that drive their local economy, such as in the form of loans to local residents who want to buy a home or to small business owners who are looking to open shop on Main Street.”
For more information on Tioga State Bank, visit them at www.tiogabank.com.
December 21, 2011
Information Contact: Kim Depew, Marketing Manager 607-565-3570, ext. 0721
1st Annual TSB Coat Drive Successful
SPENCER, NEW YORK – Tioga State Bank is pleased to announce that their 1st Annual Coat Drive was a success. There were approximately 275 coats of all sizes donated in the Spencer, Candor, Owego, Newfield, Van Etten and Waverly Tioga State Bank offices. Moreton Cleaners, co-sponsor of the coat drive, cleaned all of the donated coats.
Tioga State Bank's First Annual Coat Drive
“We saw that there was a real need for this type of community service this year, especially with the devastating flood in September where some people lost all their possessions,” said Robert M. Fisher, President & CEO of Tioga State Bank. “Moreton Cleaners also realized the need and agreed to partner with us to clean the coats and help many people stay warm this winter. We are thrilled that so many people donated coats and made this effort a big success.”
Organizations that received coats for distribution included: The Open Door Mission, Tioga Catholic Charities, Salvation Army of Sayre PA, Spencer-Van Etten Food Pantry, Allied Christians of Tioga Food Pantry in Owego (ACT), Waverly Central Schools, Candor Food Pantry, Candor Central Schools and the Newfield Community Good Neighbor Fund
December 20, 2011
Contact: Sharon Yaple, Senior Vice President, 607-722-4362, ext. 2025
Kim Depew Earns National Certification
SPENCER, NEW YORK – Tioga State Bank is pleased to announce that Kim Depew was recently awarded the Certified Financial Marketing Professional (CFMP) designation from the Institute of Certified Bankers (ICB), a subsidiary of the American Bankers Association, Washington, DC.
Ms. Depew joined Tioga State Bank in 2000 as Marketing Manager. Her responsibilities include event planning, advertising, direct mail campaigns, newsletters, contributions, surveys, and more.
“I am grateful that Tioga State Bank gave me the opportunity and support to achieve this goal and continue my professional development,” said Kim Depew.
The CFMP designation is awarded to individuals who demonstrate excellence in the field of financial services marketing. To qualify for the CFMP certification, individuals must have a certain level of experience and education in the financial marketing profession, pass an exam, and agree to abide by a code of ethics. The CFMP exam covers many areas including financial principles, laws and regulations, market research, marketing plans and marketing components.
Ms. Depew previously worked at BSB Bank & Trust, Binghamton NY, as the Assistant Marketing Director. Prior to that, she was the Editor of the Owego and Troy Pennysavers. She attended SUNY Morrisville and SUNY Oswego and has an AAS in Journalism. Ms. Depew is the chairperson of the Waverly Car & Truck Show committee, secretary and committee member of Tinsel-n-Lights, and serves on the Waverly Community Chest committee.
Tioga State Bank provides financial services to the Southern Tier of New York State and Northern Pennsylvania with eleven conveniently located offices in Broome, Tioga, Chemung and Tompkins counties. The bank’s website address is www.tiogabank.com.
September 15, 2011
Information Contact: Kim Depew, Marketing Manager 607-565-3570, ext. 227
Tioga State Bank Serves Food in Owego
SPENCER, NEW YORK – Tioga State Bank is pleased to announce that they will be cooking and serving free hot dogs and hamburgers in front of Thompson’s Grocery in Owego on Friday, September 16, from 11:00 am until 2:00 pm.
For more information, call the TSB Customer Service Center at 888-303-4TSB (4872).
September 15, 2011
Information Contact: Sharon Yaple, Senior Vice President, 607-722-4362, ext. 2025
Tioga State Bank Assists Flood Victims
(SPENCER, NY) Tioga State Bank is honored to be helping flood victims throughout the Southern Tier by donating $5,000 to be shared between the Southern Tier Chapter of the American Red Cross and Tioga Opportunities Inc. These worthwhile organizations will ensure the dollars are put to good use right here in the Southern Tier helping the people who need it most.
Robert M. Fisher, President & CEO, is pleased to announce that TSB has designated $1 million dollars that will fund a Flood Relief Loan Special which will offer low interest rate loans for people who need to purchase new appliances, water heaters, furnaces, etc. For details on the Flood Relief Loan Special and other lowered rate loans available at TSB, visit any TSB -Community Office location or call the TSB Customer Service Center at 888-303-4TSB (4872).
OWEGO RESIDENTS ONLY: Due to our Owego Fifth Ave. office lobby closure, Owego residents can apply by telephone at 888-701-3337, ext. 0301 or visit one of our other community office locations.
Tioga State Bank will be assisting its existing loan customers who have been affected by the flood with deferment options to help meet their loan obligations. The bank will also be waiving fees charged at Tioga State Bank ATMs for a limited time.
Member FDIC. Equal Housing Lender.
June 2011
Information Contact: Kim Depew, Marketing Manager 607-565-3570, ext. 0721
Tioga State Bank Features New Accounts Receivable Product
SPENCER, NEW YORK – Tioga State Bank is excited to announce that they have just launched a new accounts receivable product called Business Manager. Now qualifying business customers can benefit by having a more predictable cash flow, allowing them to increase inventory to support additional sales volume, take advantage of prompt payment discounts offered by suppliers, invest in additional productive assets, and maintain a more liquid working capital position. In addition, the receivable management component of Business Manager enables businesses to improve the quality and timeliness of management information, free up management time to pursue additional sales opportunities, improve collections, and often reduce bad debt.
Business Manager operates through a licensed web based software product which connects the bank to the business. Receivables are purchased from the business at a discount and typically funded either the same or next business day. Payments are directed to a lockbox titled to the business and controlled by the bank. Detailed management reports, such as Aged Receivables, Customer Balances, and Credit Applications, provide the business customer with all the critical information they need to manage this account.
“Business Manager is an innovative accounts receivable product” said Patty Merrell, Commercial Services Officer at Tioga State Bank. “By using Business Manager, a business can convert frozen assets into cash to support growth and ease uncertainty about daily cash fluctuations. They can also manage cash rather than debt and gain additional funds with greater risk control.”
The benefits of Business Manager include improving cash flow, having the ability to offer more attractive financing options to customers, improving collections, and saving time and money. If a business is interested in more information on Business Manager, call the Tioga State Bank Customer Service Center at 1-888-303-4TSB (4872).
Tioga State Bank has been committed exclusively to the financial needs of families and businesses throughout the Southern Tier of New York and northern Pennsylvania. The bank currently serves its customers at 11 conveniently located offices and its website is: www.tiogabank.com.
June 2011
Information Contact: Kim Depew, Marketing Manager 607-565-3570, ext. 0721
Jennifer Moraczewski Promoted At TSB
SPENCER, NEW YORK – Tioga State Bank is pleased to announce that Jennifer Moraczewski has been promoted to Assistant Vice President/Deposit Operations Manager. Jennifer is responsible for transaction processing and various electronic banking systems.
Jennifer joined Tioga State Bank in 1998 in Items Processing, transferred to the finance department, and then moved back into the operations arena.
“I love working at TSB for a number of reasons, but the two most important are: every day is different and exciting; and TSB genuinely cares about their employees and their families,” said Jennifer.
Jennifer holds a Bachelor’s of Science degree from SUNY Empire State College. She is an Accredited ACH Professional (AAP) and has received a Foundations of Financial Services diploma from the Center for Financial Training (CFT). Jennifer is president of the Jack Henry North East Users Group and a board member of the not-for-profit group in Spencer called Inspire S-VE Inc. She and her husband, Brian, reside in Van Etten.
Tioga State Bank provides financial services to the Southern Tier of New York State and Northern Pennsylvania with eleven conveniently located offices in Broome, Tioga, Chemung and Tompkins counties. The bank’s website address is www.tiogabank.com.
May 2011
Information Contact: Kim Depew, Marketing Manager 607-565-3570, ext. 227
Jennifer Brockner Promoted At TSB
Jennifer Brocker, Tioga State Bank Finance Manager
SPENCER, NEW YORK – Tioga State Bank is pleased to announce that Jennifer Brockner has been promoted to Finance Manager. Jennifer will manage all day-to-day accounting responsibilities, as well as regulatory and management reporting. She also will provide technical support to several teams within the bank, including the Asset/Liability Committee and the team that oversees the core bank processing system.
Jennifer joined Tioga State Bank in 2002 as a Customer Service Representative. She transferred to the finance department as an Accountant II upon completion of her Bachelor’s degree in Accounting and later was promoted to Senior Accountant/Supervisor.
“Tioga State Bank has encouraged me to learn and grow as an employee,” said Jennifer. “I have been given the opportunity to move forward in my career goals while working for a local company that focuses on the importance of family and community.”
Jennifer holds a Bachelor’s of Science degree in Accounting, Magna Cum Laude, from Binghamton University. She is a board member of the not-for-profit group in Spencer called Inspire S-VE Inc. and she resides in Spencer.
Tioga State Bank provides financial services to the Southern Tier of New York State and Northern Pennsylvania with eleven conveniently located offices in Broome, Tioga, Chemung and Tompkins counties. The bank’s website address is www.tiogabank.com.
If you enjoy the internet, have you considered online banking? If not, sign up today and make managing your accounts less time consuming and up to the minute. Any online banking customer can sign up for E-Statements which is also convenient and eliminates paper. Any questions? Call us at 1-888-303-4872.