We Offer A Wide Range of Business Accounts To Meet Your Needs
Tioga State Bank’s business deposit services make your money work for you. We understand there are different needs for different businesses and have designed several options to meet those needs with efficient, economical and easy to use business accounts.
 Free Business Checking This easy to use checking option is free for customers who have fewer than 100 items per month. Learn more… |
 Business ClearingThis checking account is available for businesses that need the convenience of a local bank to work in conjunction with their corporate bank accounts. Learn more… |
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 Business Interest CheckingThis account is for businesses and organizations who like to maintain a balance in their checking account which earns interest. Learn more… |
 Commercial CheckingOur commercial checking account features an balance reward which is applied to reduce or eliminate fees on this account. Learn more |
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 Business Statement SavingsWith a low minimum balance, you can earn interest with this savings option. Learn more… |
 Business Investment SavingsEarn competitive interest rates with our Business Investment Savings account. Learn more… |
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 Business High Yield Money Market InvestmentThis investment option offers safety, security, and accessibility to your business funds. Learn more… |
 Certificates of Deposit (CDs) Short-term, medium-term, and long-term CDs are available, offering competitive interest rates for business customers. Learn more… |
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Cash Management Products & Services
Kim Potter Electronic Banking Specialist
Tioga State Bank has cash management products and services to meet your business objectives. What’s more…they can be customized and value priced to meet your individual business needs. Our Electronic Banking Specialist, Kimberly Potter, will work with you to determine how TSB can tailor cash management products and services to meet your needs and make banking easy and convenient for your business.
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Concentration Account
The Concentration Account or “Master Account” allows you to improve the management and control of your account balances. Concentrated funds can be used more effectively for investments and disbursements.
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Zero Balance Account
Zero Balance Accounts work in conjunction with the Concentration (Master) Account, reducing the overall cost of capital by optimizing cash utilization. Tioga State Bank will automatically advance funds in the exact amount necessary to cover the current day’s charges from the Concentration Account to bring the balance in the Zero Balance Account back to zero at the end of the day.
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Account Reconciliation
Account Reconciliation can be completed right from your PC with our E-Cash Management system or we can work with you to tailor account reconciliation to meet your specific needs.
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Business Repurchase (Sweep) Account
TSB’s Business Repurchase Account allows businesses to combine the earnings of an investment account with the convenience of a Tioga State Bank checking account. What’s more, the funds are transferred automatically so you do not have to monitor daily balances, anticipate tomorrow’s cash needs or make additional trips to the bank. This leaves you with more time to manage your business while the Repurchase Account manages your cash for you.
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Business Account Analysis
Special situations demand special analysis. We can set your business checking account up to be analyzed on a monthly basis. We will work with you to design a plan so that your TSB business banking accounts can work together to offset monthly service charges.
Tioga State Bank…Here for you, yesterday, today & tomorrow!
TSB 888.303.4872
If you enjoy the internet, have you considered online banking? If not, sign up today and make managing your accounts less time consuming and up to the minute. Any online banking customer can sign up for E-Statements which is also convenient and eliminates paper. Any questions? Call us at 1-888-303-4872.