Checking / Savings Accounts

Tioga State Bank offers a variety of checking and savings plans to meet your financial needs.  To obtain more information, or open an account, stop by one of our convenient Community Office locations.

Switch your Accounts to Tioga State Bank.  It’s quick and easy with our Switch Kit.

If you need to reorder checks, click here.


Rewards Checking Account

Rewards Checking

  • Earns Interest
  • Nationwide ATM Fee Refunds
  • No Minimum Balance to Earn Interest
  • No Monthly Service Charge
  • Free TSB Debit Card
  • Free E-Statements
  • Learn more…

Other Benefits:

  • Free TSB ATM Access
  • Free TSB Online Banking
  • Free TSB Online Bill Pay
  • Free TSB Mobile Banking
  • Free Xpress Telephone Banking
  • Overdraft Protection Available

Free Checking Account

Free Checking

  • Free Checking Account
  • Free TSB Debit Card
  • Check Images Available
  • Free E-Statements
  • Learn more…

Other Benefits:

  • Free TSB ATM Access
  • Free TSB Online Banking
  • Free TSB Online Bill Pay
  • Free TSB mobile Banking
  • Free Xpress Telephone Banking
  • Overdraft Protection Available

Interest Checking Account

Interest Checking

  • Earns Interest
  • Free TSB Debit Card
  • Check Images Available
  • Free E-Statements
  • Learn more…

Other Benefits:

  • Free TSB ATM Access
  • Free TSB Online Banking
  • Free TSB Online Bill Pay
  • Free TSB Mobile Banking
  • Free Xpress Telephone Banking
  • Overdraft Protection Available

Health Savings Account (HSA)

Health Savings (HSA)

  • For Paying Medical Expenses in Conjunction with a High Deductible Health Plan
  • Earns Interest
  • Free TSB HSA Debit Card
  • No Minimum to Open
  • Low Monthly Service Charge
  • Free E-Statements
  • Learn more…

Other Benefits:

  • Free TSB ATM Access
  • Free TSB Online Banking
  • Free TSB Online Bill Pay
  • Free TSB Mobile Banking
  • Free Xpress Telephone Banking

High Yield Money Market Investment Account

High Yield Money Market Investment

  • Short Term Investment Account
  • Earns Interest
  • Free TSB ATM Card
  • 6 Preauthorized Transfers Allowed Per Month
  • Free E-Statements
  • Learn more…

Other Benefits:

  • Free TSB ATM Access
  • Free TSB Online Banking
  • Free TSB Online Bill Pay
  • Free TSB Mobile Banking
  • Free Xpress Telephone Banking

Investment Savings Account

Investment Savings

  • Flexible Savings Account
  • Earns Interest
  • Free TSB ATM Card
  • 6 Preauthorized Transfers Allowed Per Month
  • Free E-Statements
  • Learn more…

Other Benefits:

  • Free TSB ATM Access
  • Free TSB Online Banking
  • Free TSB Online Bill Pay
  • Free TSB Mobile Banking
  • Free Xpress Telephone Banking

Statement Savings Account

Statement Savings

  • Earns Interest
  • Free TSB ATM Card
  • 6 Preauthorized Transfers Allowed Per Month
  • Free E-Statements
  • Learn more…

Other Benefits:

  • Free TSB ATM Access
  • Free TSB Online Banking
  • Free TSB Online Bill Pay
  • Free TSB Mobile Banking
  • Free Xpress Telelphone Banking

Minor Statement Savings Account

Student (Minor) Savings

  • Low minimum to open
  • No Monthly Service Charge
  • Available to Customers until Age 21
  • Free TSB ATM Card (must be age 13)
  • Free TSB Online (must be age 13)
  • Free E-Statements
  • Learn more…

Other Benefits:

  • Free TSB ATM Access
  • Free TSB Online Banking
  • Free TSB Online Bill Pay
  • Free TSB Mobile Banking
  • Free Xpress Telephone Banking

Holiday Club Account

Holiday Club

  • Start Saving for the Holidays or Vacation!
  • Automatic Savings Plan
  • Earns Interest
  • Funds Disbursed Annually in October
  • Learn more…

Other Benefits:

  • Free TSB Online Banking
  • Free Xpress Telephone Banking