Tioga State Bank’s Interest Checking account is a tiered interest bearing account that allows you to earn competitive interest rates and enjoy the convenience of a checking account with unlimited check writing.
- $2,500 deposit to open account
- $2,500 minimum daily balance to earn interest and avoid monthly service charge of $25
- Free TSB Debit Card available
- Free TSB ATM Access
- Free TSB Online Banking
- Free TSB Online Bill Pay
- Free E-Statements
- Free TSB Mobile Banking
- Free Xpress Telephone Banking
- Check images available; fees apply
- Overdraft Protection available
- Bank to Bank Transfers available
Tioga State Bank customers 55 years or better with an Interest Checking account are eligible to become Tioga State Bank Prestige Partnership Members (PPM).




If you enjoy the internet, have you considered online banking? If not, sign up today and make managing your accounts less time consuming and up to the minute. Any online banking customer can sign up for E-Statements which is also convenient and eliminates paper. Any questions? Call us at 1-888-303-4872.