Rewards Checking is a checking account that pays extraordinary interest and refunds the ATM fees* you are charged at nationwide ATMs!
Just three simple requirements per qualification cycle:
- Confirmed enrollment in TSB Online E-Statements on the last day of the qualification cycle.
- At least one direct deposit, ACH debit or ACH credit clears your account during the qualification cycle.
- At least 12 point-of-sale debit card purchases clear your account during the qualification cycle.
You don’t need a high balance to earn a great APY – in fact, any balance from $.01 to $25,000 will put you in the bracket to earn an APY that’s as good as a CD! Plus, you’ll earn a somewhat lower APY on the balances over $25,000. You don’t need to maintain a minimum balance to earn – just meet the requirements. If you didn’t meet the requirements, don’t worry; you’ll still earn a base APY. You won’t receive the ATM refunds for that qualification cycle, but you can start over the next cycle, with no service charges or penalties.
The Rewards Checking “Qualification Cycle” means a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. The Rewards Checking statement cycle closes on the last business day of each calendar month. View our Rewards Checking qualification cycle calendar.
Your Rewards Checking account pays you interest and you can sign up for Tioga State Bank’s other convenient services:
- Only a $25 deposit to open account
- No minimum balance
- Free TSB Debit Card available
- Free Tioga State Bank ATM Access
- Free TSB Online Banking
- Free TSB Online Bill Pay
- Free E-Statements
- Free TSB Mobile Banking
- Free Xpress Telephone Banking
- Overdraft Protection Available
- Bank to Bank Transfers Available
Tioga State Bank customers 55 years or better with a Rewards Checking account are eligible to become Tioga State Bank Prestige Partnership Members (PPM).
*ATM fee reimbursement limited to $25 per statement cycle.
If you enjoy the internet, have you considered online banking? If not, sign up today and make managing your accounts less time consuming and up to the minute. Any online banking customer can sign up for E-Statements which is also convenient and eliminates paper. Any questions? Call us at 1-888-303-4872.