President’s Message

Robert Fisher

Robert Fisher
President & CEO
Tioga State Bank

Where you choose to bank matters. Who you trust with your hard-earned money matters.

When you decide to bank local, you are choosing to support your neighborhoods. There are many benefits to community banking.

Community banks are relationship lenders. We get to know our customers, their needs and we make recommendations to meet those needs.

Community banks support local start-ups. Community banks fund more than 60% of small businesses and more than 80% of agriculture loans.

Community banks have strong community ties. We are a part of your community. We live here and work here. We reinvest our dollars back into the communities and small businesses.

Community banks give back. Community banks contribute tax dollars that help maintain local neighborhoods and municipalities. And that’s in addition to our community contributions. TSB has donates approximately $100,000 annually to help support our communities.  We’ve helped make playgrounds accessible to all, provide top cancer care treatments in our area, feed at-risk youth in our schools, and build home health care facilities and construct handicap accessible libraries.

Community banks provide innovative solutions. We work hand-in-hand with customers to ensure that they have access to innovative products and services to meet their needs.

Community banks make timely, local decisions. We make our decisions locally and understand the needs of small businesses because we are a small business ourselves.

As a locally owned and operated community bank, at TSB we will continue to prioritize supporting our communities with personalized customer service, fast local-decision making and a full range of banking services to meet your financial needs.