Xpress Telephone Banking

Businessman talking on cell phone24-Hour Telephone Access for Businesses – It’s Free!

Xpress Banking is available to business customers that need immediate access to deposit and loan account information.  Xpress Banking is Tioga State Bank’s 24 hour telephone banking system, accessed by calling 1-800-523-4TSB (4872) or 607-589-7085, locally.

Xpress Banking is your connection to Tioga State Bank, giving you immediate access to the information you need most often.

With Xpress Telephone Banking you can quickly and easily:

  • Make account balance inquiries
  • Verify transactions on your account
  • Verify deposits and withdrawals, including electronic funds and ATM transactions
  • Make transfers and loan payments

To Start Using Xpress Banking

Your tax identification number has been assigned as your initial Personal Identification Number (PIN). The first time you access your account(s), you will be required to change your PIN to a six-digit number. To access information in the future, you will need your account number(s), your six-digit PIN, and your tax identification number.

Using Xpress Banking

Before using Xpress Banking, make sure you have your account number(s), your six-digit PIN, and tax identification number.

  1. Call Xpress Banking from any touch-tone telephone, toll-free at 1-800-523-4TSB (4872).
  2. Wait for the greeting, then follow the simple instructions given to you. You will be offered a series of menu selections from which to choose.
  3. The main menu provides access to checking, savings, CD, loan and club accounts, as well as the ability to transfer funds.
  4. The checking and savings menus provide information on your account balance, previous account activity, deposit information, specific check information, and interest information.
  5. The loan menu gives you access to your loan balance, payoff information and interest information.
  6. The CD/IRA menu gives information on your account balance, current and prior year interest information, and maturity date.
  7. The funds transfer menu allows you to transfer funds between checking, savings, and loan accounts.