Online Account Deposit Rates
The interest rates and annual percentage yields (APYs) stated below are accurate as of 12/23/15 and are subject to change without notice. You may call (888) 303-4TSB (4872) to obtain current information.
|Bonus Rewards Checking||Amount||Interest Rate||APY*|
|See Below||See Below||See Below||See Below|
*When the Bonus Rewards Checking qualifications are not met, the interest rate on your account will be .03% and the APY will be .03% on all balances.
When the Bonus Rewards Checking qualifications are met, the interest rate on your account and corresponding APY will be tiered. If your daily balance is less than $15,001, the interest rate paid on the entire balance will be 1.49% with an APY of 1.50%. An interest rate of .20% will be paid only for that portion of your daily balance $15,001 and greater. The APY for this tier will range from 1.50% to .37%, depending on the balance in the account. This APY range is based on $15,000 below the cap and $100,000 over the cap.
Qualifications include at least 15 point of sale (POS) TSB Debit Card purchases post and settle on your account during the monthly qualification cycle, at least one monthly direct deposit or automated clearing house (ACH) credit, minimum amount of $75, paid into your account during the monthly qualification cycle, and confirmed enrollment in TSB eStatements. Transactions must post to and settle during the monthly qualification cycle. ATM processed transactions do not count towards qualifying debit card transactions. Fees may reduce earnings.