Certificates of Deposit (CDs)

We’ve Got A Certificate of Deposit That’s Right For You

Our Certificates of Deposits offer guaranteed yields, flexibility, and the safety investment chart and penof FDIC insurance.  That’s because you lock in a high yield that’s guaranteed from the day you open the account until the day it matures.  You know exactly what return you’ll get and when you’ll get it.

Your investment is safe because Tioga State Bank CDs are backed by the Federal Deposit Insurance Corporation for up to $250,000 per individual – making them as safe as any investment in the world.

We offer Certificates of Deposit in a broad range of maturities, each designed with a particular goal in mind and a choice of interest-payment options.  And, for as little as $1,000, you can open your own CD. Contact one of our Customer Service Representatives today at (888) 303-4TSB (4872) to get started.

Short-Term CDs

Short term savings certificates, usually 3 to 6 months, offer you the fastest, readiest access to your money.

Medium-Term CDs

Our 6 to 18 month medium-term CDs offer you higher yields than shorter term CDs.

Long-Term CDs

If you have a long-term outlook, our CDs with maturities of 2 years or more reward you with the highest yields we have to offer.

CD Laddering is a great way to boost your investment income.