Checking / Savings Accounts

Tioga State Bank offers a variety of checking and savings plans to meet your financial needs.  To obtain more information, or open an account, stop by the Tioga State Bank office most convenient for you. 

Let us help you switch your accounts to Tioga State Bank.  It’s quick and easy with our TSB Switch Kit.

If you need to reorder checks, click here to order your checks directly from Deluxe.

Bonus Rewards Checking

Bonus Rewards Checking is a checking account that pays preferred interest, reimburses the ATM fees you are charged at nationwide ATMs, and pays a Cash Back Bonus Reward to qualifying accounts! You are welcome to open TSB’s Bonus Rewards Checking account online by going to Online Account Opening and clicking the Start button.

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Bonus Rewards Checking

Simple Checking

Looking for a simple, no strings attached basic checking account to meet your everyday needs? Tioga State Bank’s Simple Checking allows you to maintain any balance you want and has no monthly service charge and no minimum balance requirement.

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Free Checking

Generation 55+ Checking

Generation 55+ Checking is free checking exclusively to those aged 55 or older, with no monthly service charges or minimum balance requirements. Plus has a wide variety of other money-saving benefits.

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Checkbook

Simple Start Checking

Simple Start Checking is an option if you’ve ever been turned down for a checking account because of past banking mistakes. Maintain any balance with TSB’s Simple Start Checking.

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Next Generation Youth Savings Accounts

Tioga State Bank offers two great youth savings accounts designed to help kids and young adults open their first banking accounts and prepare for their future.

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Statement Savings

Tioga State Bank’s Statement Savings account is perfect for customers who want to start a savings plan with a moderate amount of funds.

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Statement Savings

Investment Savings

If you want to maximize your earnings, Tioga State Bank’s Investment Savings account is for you. You have easy access to your funds and you earn higher interest rates as your balance increases with our tiered Investment Savings account.

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Investment Savings

Generation 55+ Savings

Generation 55+ Savings, designed exclusively to those aged 55 or older, provides a risk-free way to put money aside and grow your savings.

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High Yield Money Market Investment

If you are serious about saving, this money market account is for you. Your money will be safe, secure and accessible in Tioga State Bank’s High Yield Money Market Investment account, which pays tiered interest on balances over $25,000.

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High Yield Money Market Investment

Health Savings (HSA)

Tioga State Bank HSAs are offered as tiered, interest checking accounts with competitive interest rates, no minimum balance to open the account or earn interest, and a free Tioga State Bank HSA Debit Card.

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Health Savings (HSA)

Holiday Club

Tioga State Bank’s Holiday club is for those customers who want an automatic system to accumulate savings for a special purpose, while earning interest.

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Holiday Club