Checking / Savings Accounts

Tioga State Bank offers a variety of checking and savings plans to meet your financial needs.  To obtain more information, or open an account, stop by the Tioga State Bank office most convenient for you. 

Let us help you switch your accounts to Tioga State Bank.  It’s quick and easy with our TSB Switch Kit.

If you need to reorder checks, click here to order your checks directly from Deluxe.

Bonus Rewards Checking

Bonus Rewards Checking is a checking account that pays preferred interest, reimburses the ATM fees you are charged at nationwide ATMs, and pays a Cash Back Bonus Reward to qualifying accounts! You are welcome to open TSB’s Bonus Rewards Checking account online by going to Online Account Opening and clicking the Start button.

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Free Checking

Looking for a simple, no strings attached basic checking account that is totally free? With Tioga State Bank’s Free Checking account, there is no monthly service charge, no minimum balance requirement, and you get unlimited check writing.

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Interest Checking

Tioga State Bank’s Interest Checking account is a tiered interest bearing account that allows you to earn competitive interest rates and enjoy the convenience of a checking account with unlimited check writing.

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Statement Savings

Tioga State Bank’s Statement Savings account is perfect for customers who want to start a savings plan with a moderate amount of funds.

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Minor Statement Savings

Tioga State Bank’s Minor Statement Savings account is available to Tioga State Bank customers, ages 0 to 20, and features a low minimum to open and no monthly service charge.

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Investment Savings

If you want to maximize your earnings, Tioga State Bank’s Investment Savings account is for you. You have easy access to your funds and you earn higher interest rates as your balance increases with our tiered Investment Savings account.

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High Yield Money Market Investment

If you are serious about saving, this money market account is for you. Your money will be safe, secure and accessible in Tioga State Bank’s High Yield Money Market Investment account, which pays tiered interest on balances over $25,000.

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Health Savings (HSA)

Tioga State Bank HSAs are offered as tiered, interest checking accounts with competitive interest rates, no minimum balance to open the account or earn interest, and a free Tioga State Bank HSA Debit Card.

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Holiday Club

Tioga State Bank’s Holiday club is for those customers who want an automatic system to accumulate savings for a special purpose, while earning interest.

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