Generation 55+ Checking

Generation 55+ Checking is free checking exclusively to those aged 55 or older, designed specifically with your banking needs in mind. Generation 55+ Checking has no monthly service charges, no minimum balance requirements, and offers a variety of money-saving benefits such as FREE personal checks1, FREE statements, and a FREE financial planning consultation2.


Account Benefits

With minimum opening balance of just $25, you will enjoy these money-saving benefits:

  • Free checking
  • No minimum balance requirements
  • No monthly service charge
  • Five waived TSB fees when using foreign ATMs (Savings of $2.50 / per transaction)
  • Free check orders1 (Savings of $10.00 / per order value)
  • Free ATM / Debit card replacement (Savings of $5.00 / per order )
  • No paper statement fee (Savings of $2.50 / per month)
  • Free signature guarantees (Savings of $25.00 / per guarantee)
  • Free notary fee (Savings of $2.00 / per notary)
  • Free Xpress Telephone Banking
  • Free Tioga State Investment Services Consultation2 (Expertise and knowledge so your money works for you – PRICELESS)


Free Online Banking3

When you Open a Generations 55+ Checking Account, you will have a wide variety of FREE online banking tools to select from, including:


To get started call 888-303-4TSB or visit any TSB Office Location. Want a personal banker to contact you? Fill out the form below!

1Free check orders are limited to a pre-selected design, singles

2Tioga State Bank and Tioga State Investment Services are not registered brokers/dealers and are not affiliated with LPL Financial.

3Online Banking inactivity fee of $5.oo, assessed after 90 days of inactivity, applied per month inactive. Online Bill Pay inactivity fee of $5.00, assessed after 90 days of inactivity, applied per month inactive. Mobile Check Deposit is subject to approval. The TSB Mobile app is free to download. Your mobile carrier may charge access fees depending upon your individual plan. Web access is needed to use TSB Mobile. Check with your carrier for specific fees and charges. Some mobile features may require additional setup through TSB Online.