Construction Mortgage

construction mortgages header

Tioga State Bank is very unique in the construction market. We have one closing for our construction mortgages which will save you closing costs. In some instances, we will allow you to be your own general contractor.

  • One closing cost with up to 12 months interest only for construction period
  • Terms up to 30 years
  • Allows you to do self builds
  • Multiple Options

What is a construction mortgage?

A construction mortgage is a loan borrowed to finance the construction of a home. Because there is no second closing, your rate is locked at the initial closing.

Construction mortgages are available for:

  • Stick-built
  • Modular
  • Pre-fabricated homes
  • log homes
  • manufactured/mobile homes


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