First Time Homebuyer Mortgage
From choosing a mortgage to closing, Tioga State Bank will help you from start to finish in purchasing your first home.
Qualifications of a First Time Home Buyer*
- A person who has never owned a home before.
- A person who has not owned a home within the past three years.
- Displaced spouse.
*Must be purchasing 1 to 4 family owner occupied real estate.
Multiple Options Available
If classified as a first time home buyer, Tioga State Bank has multiple options available for you.
- No application fee or lock fee.
- Grants available to help with down payment or closing costs.
- Fixed Rate Mortgages.
- Adjustable Rate Mortgages.
- Construction Mortgages.
Each situation is unique. To explore the best opportunities for you, speak with a Mortgage Lender.