Jumbo Mortgage

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What is a jumbo mortgage?

A jumbo mortgage is a home loan for an amount that exceeds conforming loan limits established by regulation. In most of the country, the limit on conforming loans is $417,000, but jumbo loans can exceed these limits. Tioga State Bank offers jumbo mortgages for loans starting at $417,000 up to $750,000 for 1 to 4 family owner occupied real estate.

Is a jumbo mortgage right for you?

A jumbo loan is one way to buy a high-priced or luxury home. A jumbo loan may be right for you if you have the following:

  • Low debt-to-income ratio
  • Higher credit score
  • Larger down payment

 

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