Mortgage Payment Guide and Calculators

Once you know how much home is in your price range, use the guide below or our convenient mortgage calculators to estimate your monthly payments based on the principal and interest. Closing costs are normally paid in a lump sum at the time you take out the loan. Other annual costs such as taxes, insurance, and mortgage life insurance are also not included on the chart, but may be added to your monthly payments.

Monthly Mortgage Payment Guide

Mortgage Amount4% APR5% APR6% APR7% APR8% APR
$ 60,000$ 286$ 322$ 360$ 399$ 440
$ 80,000$ 382$ 429$ 480$ 532$ 587
$ 100,000$ 477$ 537$ 600$ 665$ 734
$120,000$ 573$ 644$ 719$ 798$ 881
$140,000$ 668$ 751$ 839$ 931$1,028
$160,000$ 764$ 859$ 959$1,064$1,174
$180,000$ 859$ 966$1,079$1,198$1,132
$200,000$ 955$1,074$1,199$1,331$1,468

The above rates are for illustrative purposes only. They are based on the Annual Percentage Rate (APR) indicated for principal and simple interest with a term of 30 years. We offer a variety of mortgage plans.

 

Mortgage Calculators

Adjustable Rate Mortgage Calculator

This calculator helps you to determine what your adjustable mortgage payments will be.

ARM vs. Fixed Rate Mortgage

Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

Maximum Mortgage

Use this calculator to determine your maximum mortgage and how different interest rates affect your how much you can borrow.

Mortgage APR Calculator

Use this calculator to find the APR on your mortgage.

Mortgage comparison: 15 years vs. 30 years

Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.

Mortgage Loan Calculator

Use this calculator to determine your monthly payment and amortization schedule.

Mortgage Qualifier

Can you buy your dream home? Find out just how much you can afford!

Refinance Breakeven

Should you refinance your mortgage? Use this calculator to determine when you will breakeven!

Refinance Interest Savings

Use this calculator to see how much interest you can save by refinancing your mortgage!