General FAQs

Where are Tioga State Bank offices located?

We have offices in Broome, Chemung, Tioga, and Tompkins counties of NY which serve the southern tier of New York and northern tier of Pennsylvania.

What is Tioga State Bank’s Routing Number?

Tioga State Bank’s routing number is 021308642.  You may be asked to provide TSB’s routing number when you are reordering checks, setting up a direct deposit, automatic payment or directing the IRS to direct deposit your tax refund.

On my TSB statement, what does debit mean?  On my TSB statement, what does credit mean?

A debit is a deduction from your account.  A credit is an addition to your account.

What does ACH stand for?

ACH stands for automatic clearing house.

What is the cut off time in TSB offices for transactions to be included in the current day’s business?

On a business day that the TSB office is normally open past 5:00 PM, the cut off time is 5:00 PM for activity to be processed on the current day’s business.  Visit our Locations and Hours webpage for specific office hours.

What is the daily cut off time for deposits made at TSB ATMs?

Deposits made at TSB ATMs must be made by 3:00 PM in order to be included on the current day’s business.

I am planning on traveling internationally.  Is there anything special that I need to know?

You should contact your TSB office to discuss how you will need to access your funds when you are abroad.  We will assist you with making the necessary arrangements.