Automated Clearing House Services (ACH)
ACH services are available for transferring funds from one financial institution to another for cash management purposes, direct deposit of payroll, bill paying, etc. ACH services are easy, convenient and inexpensive.
Automatic Funds Transfers (AFT)
Business customers are encouraged to use our convenient money transfer system to make loan payments or regularly move money from one account to another within Tioga State Bank. This service provides flexible transfer options.
Payroll Direct Deposit
Tioga State Bank offers business customers a cost effective way to distribute compensation each pay period–weekly, bi-weekly or monthly–directly into individual employee accounts. Payroll Direct Deposit provides money and time-saving advantages for both employers and employees.
Wire Transfers
Tioga State Bank offers business customers the ability to submit wire transfers.




If you enjoy the internet, have you considered online banking? If not, sign up today and make managing your accounts less time consuming and up to the minute. Any online banking customer can sign up for E-Statements which is also convenient and eliminates paper. Any questions? Call us at 1-888-303-4872.