Personal Loans

We Have a Lending Product That’s Right for You.

Whether you’re looking forward to a vacation, home improvements, the purchase of a car, truck, recreational vehicle, lawn tractor, motorcycle, or boat or some other special purchase, Tioga State Bank wants to make borrowing quick and easy for you.

  • Prompt, courteous service
  • Competitive rates
  • Fast approval
Important Requirements

In order to complete our secure application for a personal loan product, you must meet the following requirements:

  • must be 18 years old or over and
    • reside in the Southern Tier of New York or Northern Tier of Pennsylvania
    • or became a customer of Tioga State Bank while residing in those areas
    • or is otherwise known to Tioga State Bank

If you do not meet the above requirements, the approval process will begin with our evaluation of whether we can adequately service your lending needs.  

Apply Online Now

  For consumers within our market area, you can also apply in person. Our lending experts will meet with you at your home, place of business, a Tioga State Bank office or any other location convenient for you.

Call our Customer Service Center at (888) 303-4TSB (4872) to schedule an appointment.