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Tioga State Bank is a locally owned, independent community bank serving Tioga, Broome, Tompkins, and Chemung counties with offices located in Binghamton, Ithaca, Candor, Endwell, Newfield, Owego, Spencer, Van-Etten, Vestal, and Waverly, NY.

At Tioga State Bank, we are dedicated to the communities where we live and work.