Account Sign InIcon For: Online Banking


Open a Checking
or Savings Account!

Home Equity Loans

Home Equity Loans

Small Business Services

Home Equity Loans

Awarded 5-Stars for 103 Consecutive Quarters

5-Star Rating Logo from BauerFinacial September 2017

Tioga State Bank is recognized as one of the Top 6% Strongest and Safest Financial Institutions in the Nation and has earned “Best of Bauer” status, the highest honor by BauerFinancial, Inc.

Find Out More »


Tioga State Bank is a locally owned, independent community bank serving Tioga, Broome, Tompkins, and Chemung counties with offices located in Binghamton, Candor, Endwell, Newfield, Owego, Spencer, Van-Etten, Vestal, and Waverly, NY.

At Tioga State Bank, we are dedicated to the communities where we live and work.

Click here to find out how we support our community