Online Banking

Small Business Loans

Small Business Owner using tablet

5-Star Rated By BauerFinancial

BauerFinancial 5 Star Rating

2018 Best Banks To Work For Winner

Best Banks to work for 2018

Tioga State Bank received national recognition as one of American Banker magazine’s “Best Banks to Work For.” The Best Banks to Work For program, which was initiated in 2013 by American Banker and Best Companies Group, identifies, recognizes, and honors U.S. banks for outstanding employee satisfaction.


Tioga State Bank is a locally owned, independent community bank serving Tioga, Broome, Tompkins, and Chemung counties with offices located in Binghamton, Ithaca, Candor, Endwell, Newfield, Owego, Spencer, Van-Etten, Vestal, and Waverly, NY.

At Tioga State Bank, we are dedicated to the communities where we live and work.