Business Testimonial
Butler Auto Sales
Good Banking Drives Good Business
“What attracted me to Tioga State Bank is the way they handle the process.”
I’ve been in the car business since my mid-20s. Tioga State Bank understands the industry. They “get” my business. TSB helped me with the construction mortgage for the building we’re in now. They saw my vision for a bigger facility, a place where we can do service training and sales meetings right on-site. I now have 20+ employees. TSB understands the ups and downs of small business, and we’ve done really well with their help.
“TSB is my lifeline—their team is essential to our success.”
I have nothing but good things to say about our relationship with Tioga State Bank. For cash management, dealer floor planning, construction loans, and real estate, TSB has been a lifeline for me. My office manager works closely day-to-day with the bank. I consider TSB’s Upper Front Street staff, including Brian, Mary-Kate, Agnes and Kat, an essential part of our team. Jon Ward, VP, Commercial Services Officer, has guided us through the PPP loan process and now the Employee Retention Credit. He has been a shoulder to lean on, a level-headed confidante all the way. I consider Jon a friend.
“TSB is my lifeline—their team is essential to our success.”
I have nothing but good things to say about our relationship with Tioga State Bank. For cash management, dealer floor planning, construction loans, and real estate, TSB has been a lifeline for me. My office manager works closely day-to-day with the bank. I consider TSB’s Upper Front Street staff, including Brian, Mary-Kate, Agnes and Kat, an essential part of our team. Jon Ward, VP, Commercial Services Officer, has guided us through the PPP loan process and now the Employee Retention Credit. He has been a shoulder to lean on, a level-headed confidante all the way. I consider Jon a friend.
“I always say, ‘Do what you do best, and pay for the rest.’”
Tioga State Bank is very good at guiding us through the process of driving profitability. It’s what you want in a bank partner. Not only do they see the business side, but they also understand the personal side as well. They backed us on a home mortgage for our daughter, and that’s huge. With TSB’s help these past six or seven years, we’ve grown the business, brought in our son as a part owner, and built a brand-new auto dealership that’s so much nicer for both our employees and our customers. Between TSB, my accountant Ernie Skiadis, and myself, we just have a great working relationship. Jon and Ernie handle everything that I can possibly throw at them. Like us, their business model is based not on doing the expedient thing, but on doing the right thing.
“TSB stays out in front of the latest developments and opportunities for me, so I can run my business.”
Jon had me signed up for the PPP loan before most people had even heard of it. How did I learn about the Employee Retention Credit? TSB emailed me about it. They stay on top of their game, so I can stay focused on running my business. We don’t have problems with TSB; we have opportunities. They are very proactive in a way that prevents issues down the road. I can’t thank them enough for supporting our car business, real estate ventures, family, and future. If it wasn’t for Tioga State Bank, it’s very possible I would not be where I am today.
“TSB stays out in front of the latest developments and opportunities for me, so I can run my business.”
Jon had me signed up for the PPP loan before most people had even heard of it. How did I learn about the Employee Retention Credit? TSB emailed me about it. They stay on top of their game, so I can stay focused on running my business. We don’t have problems with TSB; we have opportunities. They are very proactive in a way that prevents issues down the road. I can’t thank them enough for supporting our car business, real estate ventures, family, and future. If it wasn’t for Tioga State Bank, it’s very possible I would not be where I am today.
If you would like to open an account, have any questions, or want to learn more…
Tioga State Bank’s Commercial Account Specialists are here to help. Contact us online, by phone at 888-303-4TSB or visiting us at a TSB office location.