Business Testimonial

Jeff Kies Auto Sales

“We have our roots in Tioga County, just like Tioga State Bank does.”

– Jeff Kies, Owner

“Tioga State Bank is a friendly, family-oriented, hometown bank.”

– Jeff Kies, Owner

“It’s not just about money. It is about money, but it’s much more than that. We’ve become friends.”

– Jeff Kies, Owner

“Why go anywhere else, when you have a bank right here that will take care of you with impeccable service.”

– Jeff Kies, Owner

My Family Business, My Business Bank

“We have our roots in Tioga County, just like Tioga State Bank does.”

Going back to Jeff Kies’ Grandpa Kies, the Kies family has been doing business in Tioga County since 1930. Jeff’s relationship with Tioga State Bank began when he was a teenager some 50 years ago. He started his car business on the very site where the bank’s current office sits at Fifth Avenue, Owego. He moved Jeff Kies Auto Sales to Apalachin, midway between Tioga County and Broome County, 30 years ago. The Kies family business has been going strong since.

Car Salesman handing keys to young man
Jeff Kies talking to Bob Fisher
“Tioga State Bank is a friendly, family-oriented, hometown bank.”

About 15 years ago, the business started doing its banking with Tioga State Bank. Jeff and his two sons like the small-town USA style of doing business. For Jeff (with his 40 years of business experience), Chad (who has worked at the dealership since graduating college in 2009), and Adam (who also grew up in the business), it’s a style of doing business that works for their car-buying customers. And it’s a style that has worked for the bank for more than 150 years. Personalized, dedicated, one-on-one service is what Jeff Kies Auto Sales customers have come to expect, and that’s exactly the kind of relationship they have with TSB.

“Tioga State Bank is a friendly, family-oriented, hometown bank.”

About 15 years ago, the business started doing its banking with Tioga State Bank. Jeff and his two sons like the small-town USA style of doing business. For Jeff (with his 40 years of business experience), Chad (who has worked at the dealership since graduating college in 2009), and Adam (who also grew up in the business), it’s a style of doing business that works for their car-buying customers. And it’s a style that has worked for the bank for more than 150 years. Personalized, dedicated, one-on-one service is what Jeff Kies Auto Sales customers have come to expect, and that’s exactly the kind of relationship they have with TSB.

Jeff Kies talking to Bob Fisher
“It’s not just about money. It is about money, but it’s much more than that. We’ve become friends.”​

The bank has been there for Jeff Kies Auto Sales, giving them the attention and support they need without hassles. The business has grown, thanks in part to the strong relationship with TSB. Jeff and his sons consider the bank a partner, and they have become friends. When the bank invites them to a special outing at Tioga Downs, the Tiawhaga Theater, or the local golf tournament, it’s a good bet the Kies boys will be there. They’ve become part of the family.

Front of Jeff Kies Auto Sales
Jeff and Bob talking outside
“Why go anywhere else, when you have a bank right here that will take care of you with impeccable service.”

When Jeff or his sons need something, it’s basically one call to their TSB relationship banker, Senior Vice President, Chief Lending Officer, George Bowen. Jeff also has no problem calling TSB President Bob Fisher or any of the bank’s employees for that matter. They’ll always take his call, and they always take good care of his business. That’s what Tioga State Bank calls “helping you live life!”

“Why go anywhere else, when you have a bank right here that will take care of you with impeccable service.”

When Jeff or his sons need something, it’s basically one call to their TSB relationship banker, Senior Vice President, Chief Lending Officer, George Bowen. Jeff also has no problem calling TSB President Bob Fisher or any of the bank’s employees for that matter. They’ll always take his call, and they always take good care of his business. That’s what Tioga State Bank calls “helping you live life!”

Jeff and Bob talking outside

If you would like to open an account, have any questions, or want to learn more…

Tioga State Bank’s Commercial Account Specialists are here to help. Contact us online, by phone at 888-303-4TSB or visiting us at a TSB office location.