Banking services tailored to fit your business.
At Tioga State Bank, we are here to help your business thrive with individualized financial tools. Our innovative solutions are designed to adapt to your evolving needs, and our expert team is dedicated to understanding your unique challenges and providing solutions that drive success.
With our community-focused approach, we ensure that your business receives the attention it deserves. Let us help you navigate the banking landscape and unlock new opportunities for growth.
With us, you’re not just a number; you’re part of a community where your success is our priority.
Checking & Savings Solutions
Jim Savage, AVP/Sr. Small Business Lender, visiting Sam A Lupo & Sons
Checking Accounts
No matter the size or transaction activity, we offer services to fit your business checking needs.
- Simple Business Checking
- Commercial Checking
- Business Interest Checking
- Commercial Interest Checking
- Zero Balance Checking
- Business Clearing Checking
- Not for Profit Checking
Savings Accounts
Start your account at any size and watch It grow as your business gains momentum.
- Business Statement Savings
- Business Investment Savings
- Business high-yield money market investment
- Certificate of Deposit
Skip Hornick, Van Horn Jewelers, and Jon Ward, VP, Commercial Services Officer
Solutions That Are Right For Your Business
Cash Management
Find solutions to streamline your business needs. From payment services to Bill Pay Payroll, and elevated fraud protection, our team of experts are ready to help you add the right efficiencies so your business can go further.
George Bowen, Chief Lending Officer, and Bryan Hathaway, Peak Performance Physical Therapy
Even More Business Services
Tioga State Bank offers a wide range of business banking services tailored to meet the diverse needs of your business, including:
- Business Credit Cards
- Business Debit Cards
- Merchant Services
- Autobooks
- Same Day ACH
- ACH/Wires
- Automatic Funds Transfer Service (AFT)
- Payroll Direct Deposit
- Insurance
- Retirement Plans
- Depository Services
- Telephone Banking
- Government/Municipal Services
- Tools for Property Managers and Landlords
- Emergency Responder Financing
- Online Giving Platform
Do your banking from anywhere, anytime
Online & Mobile Banking
Manage your business finances effortlessly and securly through TSB Online and Mobile Banking. Access your accounts, transfer funds, and pay bills from anywhere, at any time.
- Online Bill Pay
- eDocuments
- Transfers
Remote Deposit
- Mobile Remote Deposit is the most advanced remote banking service offered, allowing you to deposit checks from your mobile device.
- Remote Deposit Capture allows you to scan and deposit checks securely from your computer with a standalone scanner.
Bank with Confidence that Your Business is Secure
Positive Pay
24/7 Fraud Monitoring
IT and Time Limit Restrictions
Implement IT and time limit restrictions to enhance your business’s security. Control access and set time-based limits to safeguard your sensitive information.
Debb Twigg, Teaoga Development and Jon Ward, VP, Commercial Services Officer
Gary Vergason, Vergason Technology, Inc. and Jon Ward, VP, Commercial Services Officer
Business Lending
An investment in your business, is an investment in your community.
Tioga State Bank has been providing loans to business customers and forming long lasting relationships for 160 years. We believe it’s in your best interest to have a working relationship with a local banker; one that takes time to learn your business. We know what it takes for a business to get started and to succeed. As local bankers, we know the communities we serve and the meaning of hard work.
Why Choose TSB
For the Community
As a community bank, we share your vision of a thriving community driven by the success of local businesses. In fact, 94% of Tioga State Bank’s business loans support businesses right here at home.
Personal Relationships
Building lasting relationships within our community is something we truly value. That is why TSB’s business bankers take the time to get to know your business and focus on your needs to help you reach your goals.
Local Decisions by Experienced Lenders
Our loan decisions are made by people who live and work in the community, with a deep understanding of the local market, making the approval process faster and simpler for you.
Unlock Your Business Potential
At Tioga State Bank, we understand that every business is unique. Contact us to discover personalized banking solutions tailored to your specific needs. Let us help you achieve your business goals with our comprehensive range of services.