Mortgage Testimonials

Our Mortgage Customers Say It Best

“Tioga State Bank helped to provide me with a smooth and easy home buying experience. They answered all my questions with patience and expertise, had great communication, and eased my concerns about owning a home.”

– Michaela Clark

 

“Cannot recommend Tioga State Bank enough. Lisa was always willing to answer any questions we had and explain things in a way we can understand. She made everything super easy and took what I would consider extra time to make sure things were going smoothly. The constant contact and updates were amazing and helped keep the process stress free.”

– Adrienne Bouley

 

“I love TSB! I’ve been banking with them my whole life. After deciding to buy a home, I reached out to see what TSB could do and I couldn’t beat it! My lender was so knowledgeable and kind. She was the best part about the experience. She was always available for questions and explained things very well. My first time mortgage process was so simple and easy. I would recommend TSB for all banking needs. ​”

– Alyssa Heller

 

Better Mortgages Start Here

From questions to closing, our mortgage originators will work with your individual needs and personally handle the entire mortgage loan process from start to finish. For personalized advice unique to your situation, information and answers to all your mortgage questions, or to schedule an appoint with a mortgage lender, don’t hesitate to contact us.

Get Started
Click here for a list of TSB’s Mortgage Fees.

To request information or report an error relating to the servicing of your mortgage loan please send a written request to Tioga State Bank, Attn: Mortgage Department, 1 Main Street, PO Box 386, Spencer NY 14883 and include your name, loan number, property address and a statement of either the information you are requesting or the error you believe has occurred. You may also call our Customer Service Center at 1-888-303-4872.

Complaints and requests for further information about Tioga State Bank may be submitted to the New York State Department of Financial Services Consumer Assistance Unit at 1-800-342-3736 or by visiting the department’s website at www.dfs.ny.gov.