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Important Notice – Personal Loan Application

Please note the following information about our service area before completing our secure application for a personal loan product

A personal loan applicant must be OVER 18 and:   

  • reside in the Southern Tier of New York State or Northern Tier of Pennsylvania, or
  • became a customer of Tioga State Bank while residing in those areas, or
  • is otherwise known to Tioga State Bank.


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