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Important Notice – Personal Loan Application

Please note the following information about our service area before completing our secure application for a personal loan product

A personal loan applicant must be OVER 18 and:   

  • reside in the Southern Tier of New York State or Northern Tier of Pennsylvania, or
  • became a customer of Tioga State Bank while residing in those areas, or
  • is otherwise known to Tioga State Bank.

If you do not meet the above requirements, the approval process will begin with our evaluation of whether we can adequately service your lending needs.


Apply Now for a Personal Loan