YOUR MONEY. YOUR TERMS. SPECIAL

With flexible terms and a strong rate, we’re here to help your savings succeed. Choose the term that fits your goals and watch your savings grow!

LIMITED TIME OFFER!

You choose the product:

CD or IRA

You choose the term:

7 – 20 Months

Earn the rate:

3.20% APY

To open a Tioga State Bank CD or IRA or to learn more, contact us below or visit one of our locations today.

Contact Us Online

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*Annual Percentage Yield (APY) is effective August 26, 2025 and is subject to change without notice. Offer available for CDs and IRAs. Offer valid only for 7 – 20 month TSB CD Special. Minimum balance of $5,000 required to open account and obtain the APY. Interest will be compounded and credited quarterly. Interest calculated on current balance at day of deposit. Penalty for early withdrawal. Fees may reduce earnings. Special cannot be part of TSB CD laddering package. Available to customers and businesses only, no municipalities. CD automatically renews to a 12 month CD.