Personal Loans

Jeff Kies talking to Bob Fisher

We Have a Lending Product That’s Right for You.

Whether you’re looking forward to a vacation, home improvements, the purchase of a car, truck, recreational vehicle, lawn tractor, motorcycle, or boat or some other special purchase, Tioga State Bank wants to make borrowing quick and easy for you.

  • Prompt, courteous service
  • Competitive rates
  • Fast approval

Apply for an Unsecured Loan with Quilo

Tioga State Bank has partnered with Quilo™ to make applying for an unsecured personal loan quick and simple. With Quilo you can get a quick unsecured loan to pay for unexpected expenses, to pay down high interest rate credit card debt or to replenish your checking account for a purchase you already made.

Apply for a Secured Loan

Important Requirements

In order to complete our secure application for a personal loan product, you must meet the following requirements:

must be 18 years old or over and

  • reside in the Southern Tier of New York or Northern Tier of Pennsylvania
  • or became a customer of Tioga State Bank while residing in those areas
  • or is otherwise known to Tioga State Bank
For consumers within our market area, you can also apply in person. Our lending experts will meet with you at your home, place of business, a Tioga State Bank office or any other location convenient for you.

Get Started With A Personal Loan

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  • Loan Request

  • Contact Information

Call our Customer Service Center at (888) 303-4TSB (4872) to schedule an appointment.