Community Banking Month

Events

April 14th: Customer Appreciation Day

In honor of Community Banking Month, we’re celebrating our customers and community with Customer Appreciation Day. This year’s theme is Spring, as in We love helping our customers grow!

Stop by our offices on April 14th, for a complimentary gift. We truly appreciate you, and we look forward to continuing to serve you for generations to come!

 

Trivia Tuesdays: Social Media Contest Giveaway

We will be posting TSB trivia questions every Tuesday in April. Answer the question correctly, and you will be entered into a random drawing for a $50 gift card from a local business. We will announce each winner on Friday.

Rules and Guidelines

*Week 1 Contest begins 04/04/2023 12:00AM EST and ends 04/06/2023 11:59PM EST. Week 2 Contest begins 04/11/2023 12:00AM EST and ends 04/13/2023 11:59PM EST. Week 3 Contest begins 04/18/2023 12:00AM EST and ends 04/20/2023 11:59PM EST. Week 4 Contest begins 04/25/2023 12:00AM EST and ends 04/27/2023 11:59PM EST. One winner will be chosen by random drawing on 04/07/2023, 04/14/2023, 04/21/2023, and 04/28/2023.  Winners will be notified via Facebook message within 14 days. The names of the winners can be obtained by emailing marketing@tiogabank.com. No purchase necessary to win. A purchase will not improve one’s chances of winning. Prize(s) cannot be transferred by winner(s) and are valid only for the items detailed above, with no substitution of Prize(s) by winner. Entries are limited one per Facebook user, Instagram user, or email address entry. An alternate form of entry is to email marketing@tiogabank.com. Must be 18 years and older and reside in the United States. Tioga State Bank employees are ineligible. Void where prohibited. The contest is not sponsored, endorsed or administered by, or associated with, Facebook. Sponsor: Tioga State Bank, 1 N Main St., Spencer, NY 14883.

Community Banking Month

Community Banks Build Better Communities

As a financial service provider with deep community ties, we apply our local knowledge and financial expertise to help the citizens of our community reach their financial goals while supporting important causes that strengthen the local economy. Tioga State Bank invites you to stop by one of our branches and learn how we’re working to improve our community and service your personal banking needs—whether you’re just getting started or are well established.

Collectively, community banks make more than 60% of small-business loans, more than 80% of agriculture loans, and contribute tax dollars that help maintain local municipalities. Community banks:

  • Are favored by small businesses, earning a 76% satisfaction score compared to 62% for large banks, 46% for finance companies and 39% for online lenders.
  • Are committed lenders with loan growth that has outpaced noncommunity banks for a decade.
  • Demonstrate safety and soundness with higher capital ratios and better loan quality than the largest institutions.
  • Offer high-touch, high-tech service. This gives consumers access to modern-day conveniences and technical capabilities while maintaining the personal service for which community banks are known.
  • Have a track record in helping underserved Americans by providing greater flexibility to low-income and minority borrowers. Community banks serve 93% of majority-minority communities and 96% of low-income designated counties.
  • Understand and embrace local small businesses. In fact, community banks made 60% of total Paycheck Protection Program loans to small businesses and provided 72% of PPP loans to minority business owners that reported such data.
  • Give back to their communities. Civic service is a way of life for community bankers as reflected in ICBA’s National Community Bank Service Awards.

“Community banks embrace their role as financial stewards because catering to their customers’ unique financing needs is central to their business philosophy and ensuring satisfied, life-long customers,” ICBA President and CEO Rebeca Romero Rainey said. “ICBA is proud to represent these civic-minded servants and to support their efforts to build better communities—one loan, one customer at a time.”

Follow the ICBA Community Banking Month conversation on social media with the #BankLocally and #CommunityBankingMonth hashtags.

About ICBA

The Independent Community Bankers of America® creates and promotes an environment where community banks flourish. ICBA is dedicated exclusively to representing the interests of the community banking industry and its membership through effective advocacy, best-in-class education, and high-quality products and services.

With nearly 50,000 locations nationwide, community banks constitute roughly 99 percent of all banks, employ nearly 700,000 Americans and are the only physical banking presence in one in three U.S. counties. Holding more than $5.8 trillion in assets, over $4.9 trillion in deposits, and more than $3.5 trillion in loans to consumers, small businesses and the agricultural community, community banks channel local deposits into the Main Streets and neighborhoods they serve, spurring job creation, fostering innovation and fueling their customers’ dreams in communities throughout America. For more information, visit ICBA’s website at www.icba.org.