Our Free Rewards Checking includes free ATM transactions nationwide, no monthly fees, no minimum balance to earn APY!* | Details E-Statements now available! Tired of all the paper? Go to TSB Online to sign up for E-Statements. Click here for information and instructions.   Spring is the perfect time to repair or remodel your home. And what better way than using the equity you've already built into it. Contact TSB for all your Home Equity Needs. | Details TSB Online: Click here to log in. Here For You...Yesterday, Today & Tomorrow! Tioga State Bank is a locally owned, independent community bank committed to providing a wide range of high-quality products, personal service, and fast, local decision making. Worried about the existing financial climate? Read our President's message. | Details Beware of common financial scams and protect yourself from identity theft. Never reply directly or click on a link in response to an e-mail that asks for personal or financial information. Tioga State Bank does not communicate with customers by e-mail requesting personal information. | Details Tioga State Bank 4-Month CD Special.| Details Credit Card Products. Apply today for a Tioga State Bank Visa Credit Card offered through Elan. | Details   Existing Tioga State Bank / Elan credit card customers, access your account here. *Minimum $25 to open account. Available to personal accounts only. Qualifying accounts require one ACH debit or credit and 12 TSB Debit Card transactions per qualification cycle, enrollment in E-Statements. APY accurate as of 4/16/08. 4.75% Annual Percentage Yield (APY) and 1.01% APY earned each cycle the minimum requirements are met. Non-qualifying accounts still function as interest checking accounts earning 0.25% APY without ATM fee refunds. ATM reimbursement limited to $25 per statement cycle. Rewards Checking Patent Pending by BancVue. © 2008 Tioga State Bank | All rights reserved | Member FDIC | Equal Housing Lender | Privacy | Security & Copyright