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*Annual Percentage Yield (APY) as of 07/23/10, subject to change. Portion of balance over $25,000 earns .75% APY. Accounts not meeting requirements earn .20% on all balances. Requirements include 12 debit card purchases, one ACH debit or ACH credit per qualification cycle and enrollment in e-statements. Fees may reduce earnings.
 OPT-IN TODAY
Watch your mailbox so you can "Opt-In" to continue Courtesy Pay Overdraft Protection on ATM and one-time debit card transactions. Look for federally government mandated changes to your account. Your action will be required to avoid having these transactions denied. You can take action (opt-in now) by calling our Customer Service Center @ 1-888-303-4872 or stopping by any Tioga State Bank office to ask us how we can help.
To learn more about Tioga State Bank's 5-Star Rating, the highest rating given by BauerFinancial, an independent bank rating agency, click here.
Sign up for TSB's E-Statements. Click here to learn more.
Beware of common financial scams and protect yourself from identity theft. Never reply directly or click on a link in response to an e-mail that asks for personal or financial information. Tioga State Bank does not communicate with customers by e-mail requesting personal information. For more information and tips on protecting yourself from online banking fraud, go to our Identity Theft Information Page
| FRAUD ALERT:Tioga State Bank will NEVER ask you for your cardholder account number, PIN, or any other information relating to your accounts with Tioga State Bank or any other financial institution. We have recently received reports that there have been automated phone calls being made to people around the United States. The callers claim that your cardholder accounts have been deactivated and then attempt to gain cardholder account numbers and other personal information. PLEASE NOTE THAT THESE ARE ALL FRAUDULENT SCAMS and you should NEVER pass along ANY personal information. In the event that you have relinquished your personal information, be sure to contact your financial institution immediately. Tioga State Bank will NEVER ask for such information, nor will any Federal Agency of the U.S. Government. |
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| Watch for Tioga State Bank's new and improved website. Coming Soon! |
Here For You...Yesterday, Today & Tomorrow! Tioga State Bank is a locally owned, independent community bank committed to providing a wide range of high-quality products, personal service, and fast, local decision making.
Tioga State Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules. Non-interest bearing transaction accounts include: personal and business checking accounts that do not earn interest; IOLA accounts; and personal and business checking accounts earning 0.25% interest or less.
To go directly to the FDIC's website for information about FDIC insurance, click here.
Do you need help planning for your retirement?We can help you. | Details
Tioga State Bank CD Specials| Details
Credit Card Products. Apply today for a Tioga State Bank Visa Credit Card offered through Elan. | Details
Existing Tioga State Bank / Elan credit card customers, access your account here.
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Equal Housing Lender |